Online bank transfers offer real time, guaranteed payments for merchants. Online bank transfers are also a preferred payment method for many customers who either accustomed to paying products and service online with online bank transfer or trust their bank more than they do the merchant. During checkout, the customer is sent from the shop to his/her own bank's online banking system to make a transfer in the usual way and then taken back to the shop, which confirms the transaction of the product or digital goods in real time.
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